We The People, Inc. of the United States
Annuities Exchange
We The People of The United States - Exchange Annuities at We The People, Inc. of the United States

Exchange Annuities at We The People, Inc. of the United States

Exchange your current annuity, indexed, variable or fixed, at the Full Accumulation value for a Tax Deductible Gift Annuity from We The People, (WTP)

Exchange your current annuity at the Full Accumulation value for a Tax Deductible Gift Annuity from We The People, (WTP)
The Tax Deductible Gift Annuity is a contract that pays out for life or a term of years, and is defined in general in section 501(m) (5) of the Internal Revenue Code.

We The People offers financial advisors and their clients the ability to exchange a variety of assets including annuities with surrender fees.

Exchanging an Annuity, here’s how it works:
  • Transfer ownership of your current annuity, indexed, variable or fixed, to WTP by completing a simple change of ownership form
     
  • WTP absorbs all surrender penalties and issues a new WTP Tax Deductible Gift Annuity at the full accumulation value.
     
  • Fixed, tax-favored payout can begin immediately or it can be deferred to a later date, and the payout stream can be directed to children or heirs.
     
  • You receive a generous tax deduction. This deduction can be applied to your tax return and is used to lower your taxable income reported to the IRS for the first year and 5 years of carry-forward, if applicable.

Download Our Annuity Exchange Brochure (.PDF).

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The Life Insurance Marketing Research Association (LIMRA) states that 9 out of 10 people in America that own an annuity die without ever annuitizing (taking payments). Although an annuity is a good asset, it is not the best asset to pass on to your heirs because it is an Income in Respect of the Decedent (IRD) asset. An IRD means that all gain in an annuity is taxable to your heirs. The problem is when we die our children are in their fifties and have climbed the corporate ladder. They are making more money than they have ever made and we leave them an asset that is taxable as ordinary income (the highest tax rate in America). WTP’s annuity exchange eliminates the IRD aspect of the annuity when passed on to the next generation.

WTP’s annuity exchange might just be what you are looking for to minimize taxes today and provide a legacy to your children.


Exchange Annuities, Indexed, Variable or Fixed, for a We The People Tax Deductible Gift Annuity
Exchange Annuities, Indexed, Variable or Fixed, for a We The People Tax Deductible Gift Annuity

Exchange Securities for a We The People Tax Deductible Gift Annuity
Exchange Securities for a We The People Tax Deductible Gift Annuity

Exchange Real Estate for a We The People Tax Deductible Gift Annuity
Exchange Real Estate for a We The People Tax Deductible Gift Annuity


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